This Disclaimer governs the use of the website www.pbaconsulting.agency (here in after, the “Website”), operated by PBA Consulting LTD (HE473945), with registered office at Strovolou 77, Strovolos Center, Flat/Office 301, 2018 Strovolos, Nicosia, Cyprus (here in after, “PBAConsulting” or “we”).

By accessing and using the Website, the user fully accepts the terms of this Disclaimer. If the user does not agree with these terms, they are advised not to use the Website.

The content published on the Website is provided for informational purposes only. PBA Consulting makes every effort to keep the information accurate and up to date; however, it makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the content.

Any decisions made by the user based on the information available on the Website are the sole responsibility of the user. PBA Consulting disclaims all liability for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, the Website or the information contained there.

The content of the Website does not constitute professional advice (legal, tax, financial, accounting, or otherwise) and cannot replace personalized advice provided by a qualified professional. Professional relationships with PBA Consulting are governed exclusively by specific agreements signed with individual clients.

Merely browsing the Website or submitting a request through the contact form does not establish any contractual or professional relationship with PBA Consulting.

The Website may contain links to third-party websites. Such links are provided solely for the convenience of users and do not imply any endorsement, approval, or guarantee by PBA Consulting regarding the content, products, or services offered by the linked websites.

PBA Consulting does not control third-party websites and is not responsible for their content, privacy practices, or availability. Access to such websites is entirely at the user’s own risk.

All Website content (including text, graphics, logos, images, videos, code and layout) is the property of PBA Consulting or the respective rights holders and is protected under Cypriot and European laws concerning intellectual property, copyright and trademarks.

The reproduction, distribution, modification, retransmission, or publication, in whole or in part, of the Website content is prohibited without the prior written consent of PBA Consulting, except for personal and non-commercial use.

PBA Consulting undertakes reasonable efforts to ensure the availability and proper functioning of the Website but cannot exclude interruptions caused by maintenance, technical updates, network issues, cyber attacks, or force majeure events. In such cases, no compensations hall be due.

PBA Consulting reserves the right to amend this Disclaimer at any time without prior notice. Changes shall become effective upon publication on the Website. Users are encouraged to review this page regularly.

This Disclaimer shall be governed by the laws of the Republic of Cyprus. Any dispute relating to the interpretation, execution, or breach of this Disclaimer shall fall under the exclusive jurisdiction of the courts of Nicosia, Cyprus, without prejudice to any mandatory consumer rights provided under applicable law.

For any questions regarding this Disclaimer:

Email: pba@pbaconsulting.agency
Postal address: PBA Consulting LTD,Strovolou 77, Strovolos Center, Flat/Office 301, 2018 Strovolos, Nicosia, Cyprus